None of us can determine when a long-term care event will occur. However, this is the main reason, today, that seniors will die without any funding or legacy. I have helped many overcome the devastation of having to render care for their loved ones as well as individuals who when the time came were able to preserve their legacy by accessing benefits of their LTC policy. These policies can be complicated and rely on being put in place prior to care being needed. Long term care can be difficult to obtain. Underwriting is required.

My clients know I will always act in their best interest and this is one way I am able to help preserve their legacy and allow families to decide if they will be providing care for their loved ones or managing the care.